Tips to stay safe when shopping online
A recent Assocham survey revealed that online shopping in india rose by over 155% as compared to last year’s 85%. However, as growth beckons online retailers, security remains a key concern for customers as well as retailers. The recent hacking of popular shopping websites like eBay and Target highlight the need for security in the virtual world.
Here are a few tips to stay safe when you buy things on the internet:
- Avoid clicking on hyperlinks: You might get an email with a URL that claims to link you to an external site, do not click on such links . There have been cases of malicious users sending emails with fake website links that are designed exactly like a bank or shopping website’s original website. Once you enter your login details and password on such a website, they can be stored by a third party and can be used to log in to your account.The third party can either make purchases on your behalf or transfer funds. Visit the actual website yourself and when logging on, and make sure that you type https://, which makes your session encrypted.
- Switch off Wi-Fi when not used for long periods: Even a half-competent hacker can access your computer via an internet connection and steal passwords and other confidential banking information. Make sure that you disconnect from the internet when you you do not require it. It’s easy to forget about switching off one’s broadband wireless and computer (and leaving it on standby) these days, but do keep in mind that Wi-Fi, by its very nature, can be used by people you don’t want in your network.
- Shopping online using an internet tablet: Using a tablet, regardless of which company or operating system, is safe if you follow the same rules as when you’re using a laptop or desktop. If you are using your bank’s app and is relatively new, give it a skip and use the browser instead as the app could have bugs. Other than that, there’s almost no way someone could sneak any sort of spyware onto your tablet unless you’ve jailbroken it. You should set a passcode on your tablet for added security. Additionally, set up a location-based search app in the unfortunate event that you lose your tablet.
- Suspicious ads and pop-ups: Disregard any unsolicited or suspicious looking pop-ups that appear during your online banking/shopping session.