Beware of Internet fraud
Internet fraud nowadays has become a big problem. It comes in many forms: fraudulent transactions, Identity theft, injecting malware. It can occur through email, smartphones, websites etc. There are websites that are not legitimate and have malicious software to hack your personal information. Legitimate sites that get heavy traffic also are vulnerable to infection. Another variation of infection is injected with ads and images that have viruses. A good way to avoid your computer from getting infected is to go with familiar, popular sites or install ad blockers on your browser. If your internet connection is through a modem using a local telephone number then you have to be cautious, Some sites lure people into viewing content that requires them to download. If you do so, your computer will be disconnected from the internet and will instead be used to dial an international number, resulting in high phone bills.So to safeguard yourself, avoid websites that require you to download a programme to view content. You can also have your line blocked from making international calls. Also make sure your computer has anti-malware software to detect any illegal activity.
Be very careful when you download apps on your phone.Android and Apple smartphones are particularly vulnerable to fake apps in their stores, and these can introduce malware that steal personal data from your phone. Check the user reviews about the game or app before you download it to avoid fake apps.Another safe option is to go for the most downloaded apps or those that come with the ‘Editors’ Choice’ tag. Avoid the apps that are usually paid, but are being offered for free and ask to disclose too much personal information. Phishing is probably the oldest known scamming technique that is still going very strong. Here emails are sent out from social networking sites,well-known institutions or payment sites, and are used to draw out sensitive, personal information like passwords and credit card details. These mails could also carry links to infected sites. A preventive step is to never give personal information to anyone who ask through e-mail. Also scan the URL for security if HTTPS in the address bar is shown that means the site is safe.
Pharming is a term which refers to the process where a hacker gets a domain name for a site and then uses it to redirect the site’s traffic to another fake website.It can be a serious threat and can compromise serious information which might cause heavy losses if the site being copied is that of a bank or taxation department. It can also be used to steal passwords, PIN or account numbers. The best way to prevent this from happening is to make sure you use secure web connections, HTTPS to access privacy-sensitive websites. You have to be very cautious if you use a public Wi-Fi connection to log into your account, such as at airport terminals or coffee shops, you stand the risk of having your password and private information hacked. The hacker can also access your browsing history. This is especially true if you save the password to your account on your device.If you are using a smartphone to access your account, try to use 3G or 4G connection as it is more safe.
Nowadays more and more people are doing online shopping and websites are there to sell your products,wherein you put up household items and gadgets for bidding and sale. You may not receive the goods at all, might get poor quality items, or being charged more than the price already mentioned. Your credit card information could also be used fraudulently. Besides, the seller could be defrauded if he doesn’t get any payment,to avoid such mistakes make sure you know as much as possible about the item and seller/buyer,and make sure that you are buying from a reputed online buyer. Investing scams is another online fraud where the prices of stocks are manipulated by sending out false information about the companies through emails, chat forums etc.It results in a rise or fall in the prices of stocks and the scammer benefits by selling or buying shares at the right time. The best way to avoid it is to do your own research about the company, and be cautious and not invest in schemes that promise outrageous returns.
There are two variants of Employment fraud, the most common one involves job offers by recruiters that require you to pay an advance fee or make a deposit, without the job materializing. The second one typically offers you the job of a ‘representative’ of an overseas company and your task collecting customers’ deposits in your account and remit to the company abroad. By doing so, you not only be a victim of identity theft, but also have money stolen from your account. Avoid any such offers and do not give any personal information to anyone. Also make sure that you dont click on the game strips or dancing/jumping figures that pop up and move across your screen while you are on social networking or other sites. These could be fake and could lead you to click on concealed links, which either make your personal information public or provide access to confidential information stored on your computer.